Dashboards
Personal and business workspaces with analytics, documents and notifications.
Cards & controls
Virtual and physical demo cards with granular controls and history.
Transfers
Own accounts, platform users, UAE local, international, scheduled and recurring.
Invoicing & collection
Invoices, quotes, payment links and QR collection simulations.
Teams & approvals
Roles, permissions and multi-step payment authorization.
AI financial assistant
Explains spending, cash flow, invoices and VAT — never advises.
Compliance portal
KYC/KYB queue, risk scoring, case management and audit logs.
Security flows
2FA, device management, sessions, alerts and recovery.
Provider integration layer
Modular adapters ready for licensed partners.
Future integration layer
Every adapter is inactive and backed by a mock service until licensed contracts and credentials exist.
Banking-as-a-Service (mock)
BAAS_API_BASE_URL · BAAS_API_KEY
Licensed account & IBAN issuer (mock)
ISSUER_BASE_URL · ISSUER_KEY
KYC / KYB provider (mock)
KYC_API_BASE_URL · KYC_API_KEY
AML / sanctions screening (mock)
AML_API_BASE_URL · AML_API_KEY
Card issuer & processor (mock)
CARD_ISSUER_BASE_URL · CARD_ISSUER_KEY
Local & international payments (mock)
PAYMENTS_BASE_URL · PAYMENTS_KEY
Foreign exchange (mock)
FX_BASE_URL · FX_KEY
Open banking aggregation (mock)
OPEN_BANKING_BASE_URL · OPEN_BANKING_KEY
Accounting platforms (mock)
ACCOUNTING_BASE_URL · ACCOUNTING_KEY
CRM & customer support (mock)
CRM_BASE_URL · CRM_KEY
SMS, email & push (mock)
MESSAGING_BASE_URL · MESSAGING_KEY